Posted On19/03/2016 10:25:10 am
Losing a loved one is undoubtedly a tragic happening in anyone’s life. What makes you lose your heart the more is when the insurance company refuses to pay the death benefit.
Though it doesn’t happen every other day as unlike disputed auto or property claims it’s very hard to fake a death, there are isolated instances. That said, when a family or an heir faces such a claim denial, they often remain ill-prepared to fight back. In fact, their unprofessional way to find an answer often does more harm than good to their cases.
Here are 4 key reasons that a life insurer may question or deny someone’s death benefits:
If your claim is delayed or denied altogether, find out a valid reason. Don’t let the insurance company give you the runaround.
Get in touch with the state’s department of insurance or the attorney general. Usually, it just takes a call from the department’s or attorney general’s office to resolve your issue and this doesn’t cost you a penny. However, if the insurer still doesn’t respond or denies the claim, you should talk to a claims attorney and take it to the court.
In this industry, the sooner you react, the better results you get. As soon as you receive a denial or an unfavorable response, talk to a contingency lawyer. Get help of a professional as most people set back their cases by trying to solve on their own.