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Insurance Coverage

Posted On19/03/2016 10:25:10 am

Losing a loved one is undoubtedly a tragic happening in anyone’s life. What makes you lose your heart the more is when the insurance company refuses to pay the death benefit.

Though it doesn’t happen every other day as unlike disputed auto or property claims it’s very hard to fake a death, there are isolated instances. That said, when a family or an heir faces such a claim denial, they often remain ill-prepared to fight back. In fact, their unprofessional way to find an answer often does more harm than good to their cases.

Why does the insurance company deny?

Here are 4 key reasons that a life insurer may question or deny someone’s death benefits:

  1. The

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Precautions while applying for life Insurance

Posted On19/03/2016 10:22:03 am

The most important fact while applying for life insurance policy is, mentioning all the facts about the individual be it age, financial background or health.  Insurance company judges the risk based on these factors. 

LPL requests all the people applying for life insurance, to mention all the facts and let the insurance company decide whether they are willing to take the risk or not.  Even if there was a surgery before, please mention even that.  This way we are sure that the claim cannot be repudiated because of suppression of facts.  

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